FICA and RICA Goverment Requirements

 

FICA REQUIREMENTS

The client’s identification must be obtained and verified with reference to the green, bar-coded identity document. The old identity documents are not acceptable as official identity documents;

Acceptable Documents for Verification of Physical Address

[The document must reflect name (either initials and surname or first name<s> and surname will suffice) and physical address of client (legal property descriptions, e.g. erf / stand numbers, are acceptable)]

 

Note: The affidavit from or by the client to verify his/her own details is no longer acceptable means of verification of address.

Rates and taxes- or utilities- (e.g. water, electricity, etc) account (less than three months old) – where the utility bill is not addressed to a physical address because it is sent to a postal address, the utility bill is acceptable provided the customer’s name and the erf/stand and township details are reflected on the utility bill.

Particulars from the Population Register print-out issued by the Department of Home Affairs, printed on their letterhead (less than three months old)

Mortgage statement from another mortgage lender (less than six months old)

Rental / lease agreement (less than one year old)

SARS document (Note: a document produced by SARS or a document to be used for tax purposes is acceptable) (e.g. IT12S, IRP5, IT3b, etc) (less than 18 months old)

Correspondence from a Body Corporate / Share Block Association (less than one year old)

Investment statement from another Investment Provider (e.g. share portfolio- or unit trusts- statement, etc) (less than one year old)

Pay slip / salary advice (less than three months old).

Telkom account (less than three months old)

Bank statement from another bank (less than three months old)

Client Information Form (CIFs) / Client Demographic Form from another Bank, clearly displaying the name of the other Bank on a letterhead or with the other Bank’s stamp (i.e. ABSA, Standard, Nedbank, etc. but not "E-bank") (less than three months old)

Documentation from another insurance- or assurance- company (e.g. life assurance, short term insurance, health insurance/medical aid, funeral policies, etc) (less than one year old)

Any government issued documents (e.g. court order, subpoena, traffic fine, etc) or documentation relating to UIF and/or pension payouts, etc (less than three months old)

Motor vehicle license documentation (less than one year old)

A retailer account (i.e. any non-bank credit arrangement – e.g. clothing accounts, pharmacy accounts, vet- or doctor- accounts, student fee accounts, etc) (less than three months old)

Valid television license documentation (less than one year old)

A letter from a traditional authority confirming that an individual (or business) is permitted to reside (or operate) on communal land, signed by the relevant traditional authority and stamped with a stamp, prima facie issued by authority of government. (less than three months old)

A letter from a municipal representative (e.g. ward councillor), on the municipality’s letterhead, confirming that an individual (or business) is permitted to reside (or operate) on land managed/serviced by that municipality, bearing the stamp of the relevant municipal authority (less than three months old)

Letter from employer confirming that a customer is employed by them and that the customer resides on the employer’s property (e.g. SAPS, SANDF, SA National Parks, etc) (Note: This option may not be used for informal employment, such as for domestic servants, etc, but may be appropriate in circumstances where a mine hostel manager confirms residence of a person residing in a mine hostel) (less than three months old)

A letter from an employer, on the employer’s letterhead, confirming the employee’s residential address, according the employer’s payroll records – the letter must include words to the effect of "…according to our payroll records, <customer name>’s residential address is reflected as being <physical residential address of customer>…" (less than three months old)

Declaration by the landlord / property owner / lessee / occupant confirming that the customer resides at/or operates from the property that is owned, rented, etc by the person making the declaration and supported by acceptable documentation (from the abovementioned list), issued in the name of the person making the declaration, and to which is attached a copy of the Identity Document of the person making the declaration, duly commissioned as a true version of the original (Note: This option should also be used for informal employment, such as for domestic servants, etc) (the validity periods from the abovementioned list will apply to the supporting document<s>)

Letter from educational institution confirming that a customer is enrolled for the current academic period with them and that the customer resides at a residential complex that is administered by that educational institution (less than three months old)

Only if the customer is unable to provide documentation in terms of any of the alternatives mentioned above, for the reason that the client does not receive or is not able to obtain the document, then the following may be used: -

An affidavit containing the following particulars from a person co-hebetating with the client or an employer of the client:

Name, residential address, identity number of the client and the deponent of the affidavit;

Relationship between the client and the deponent of the affidavit; and

Confirmation of the client’s residential address (Deponent to provide proof of resident by means of an acceptable document as per the list above).

A copy of the Identity Document of the deponent/co-habitant, commissioned as a true version of the original, to be attached to the affidavit.

Please Note that the last option is used in exceptional circumstances only.

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RICA REQUIREMENTS

Register your cellphone number now!

What is RICA?

RICA is the Regulation of Interception of Communications and Provision of

Communication-Related Information Act.

RICA is the new law from the South African Government that requires everyone

to register all new and existing cellphone numbers from 1 July 2009.

New SIM cards will only be activated on the cellular networks once registered.

Existing cellphone numbers that are already active on the cellular networks must

be registered within 18 months from the effective date.

Why must you register?

• RICA is a legal requirement from Government and all customers with cellphone

numbers on cellular networks in SA must comply with the law.

• You can help to make South Africa a safer place, as this law aims to help law

enforcement agencies to identify the users of cellphone numbers and track

criminals using cellphones for illegal activities.

Which cellphone numbers must be registered?

All contract and prepaid cellphone numbers and data SIM cards must be registered:

• New cellphone numbers – in order to have your number activated

• Existing cellphone numbers – to ensure that your number does not get

disconnected and your number lost

Where do you register?

You can register at most stores where you can buy a starter pack. For more

information, contact your cellular network’s Customer Care Centre or visit their

website.

What information and documentation do you need to take with you to register?

You are required to register the following information:

• Cellphone number

• Full names and surname

• ID number or passport number. You will need to show one of the following

documents as proof of identity:

- green barcoded ID document

- ID card

- temporary ID certificate, or

- passport

• One physical address. You will need to show any document that includes

your name and residential address such as a bank statement, municipal rates,

cellphone or retail account (not older than three (3) months), existing lease,

rental or credit agreement, insurance policy, current TV or motor vehicle licence.

• If you live in an informal settlement you can provide a letter and/or affidavit

from a school, church or retail store where you receive your post (this letter

must be on an official letterhead or have the stamp of the school, church or

retail store).

• Registration must be done in person to confirm your identity.

How much will it cost you to register?

RICA is absolutely free!

When must you register?

• You must register for RICA from 1 July 2009.

• From this date onwards, all new cellphone numbers will have to be registered

to be activated on a cellular network in South Africa.

• Customers with existing cellphone numbers that are already active on a South

African cellular network will have 18 months from the effective date.

• Existing cellphone numbers that are not registered at the end of this period will

be disconnected from the cellular network until they are registered.

What is going to be done with your information?

All information will be kept confidential in a secure data base and cannot be used

for any purpose other than the purposes allowed under the RICA Act.